Buying, Maintaining & Selling a Home
 
Planning Aids
 
CalendarCalendars
Financial Planning Calendar
provides month-by-month suggestions and ideas to improve your financial life.
Tax Calendar
shows the due dates for filing tax returns, reporting tax information and taking certain actions to obtain a tax benefit.

Each Planning Aid listed below contains detailed information regarding a topic related to this particular Life Event.

Financial Calculators External Sites 
 
Home Financing

Mortgage Qualifier
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Refinance Analyzer
Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?

Mortgage Reduction Analyzer
Save thousands of dollars in interest by increasing your monthly payment. Find out how much sooner you will pay off your mortgage by making extra payments?

Mortgage Comparison: 15 years vs. 30 years
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.

Mortgage Points Evaluator
Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

 

Buying a Home: General

100 Questions and Answers About Buying a New Home explains various loan programs, insurance, and taxes.  
Buying Process provided by Realtor.com arms you with detailed information, practical tips, calculators, worksheets, and resources. 
Closing The Deal provided by Realtor.com provides you with practical tips and checklists to help take the mystery out of negotiating and closing the deal. 
Consumer Rights in Housing Matters are explained by HUD.
Cost-of-living Comparator - Find out if the new job is worth moving for or if you're whole pay rise will be chewed up by the higher costs in your new city/region.
ERI - Cost of Living - Useful quick summaries from the Economic Research Institute for 4,000 US and Canadian locations and 1,400 internationally.
Homefair.com - Fantastic collection of resources for the homebuyer. With information for first-time buyers and a mortgage calculator.
HUD Home Buying Guide gives step-by-step instructions for finding and financing a HUD home, including charts to estimate your  mortgage payments.
Tips on Owning Your Home provided by Realtor.com guides you through the realities of homeownership with practical information and resources.

Buying a Home: Financing

E-Loan has more than 60 lenders which gives you a wide enough choice to find the best mortgage.
I-Own.com has more than 30 lenders to help you find the best mortgage.
Home Equity Loans provides articles on the basics on getting a home loan.
Mortgages provided by BankRate.com offers information on mortgages by state and three month trends.
RealEstate.com offers loan auctions.  The borrower posts criteria and lenders bid for the loan.

Buying a Home: Housing Resources


Selling Your Home: Appraisal

Appraisal Institute - Find an appraiser online through this membership organization.
National Association of Independent Fee Appraisers  - Information on the appraisal process, national database of appraisers, links to member pages.

Selling Your Home: Inspection

Inspect America SuperSite  - An indispensable source for learning about the home inspection process.
American Society of Home Inspectors (ASHI) - Certifying organization provides information for both inspectors and home buyers.

Selling Your Home: Resources

HomeGain.com - Home-seller focused site seeking to match sellers and agents. Also includes seller tools and resources.
Selling Process provided by Realtor.com offers detailed information, practical tips and checklists to help you better understand the selling process.



 

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